
Sentium Health Insurance Advisors

Lost Coverage? Here’s What You Need to Know About Getting Affordable Health Insurance FAST
May 22
2 min read
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If you’re uninsured or just lost your coverage, you may qualify for a Special Enrollment Period — but you must act fast.
What Is the ACA and Why It Matters If You’re Uninsured
The Affordable Care Act (ACA) was designed to make health insurance accessible and affordable. If you're in Florida and just lost your job or health benefits, the ACA gives you a way to get covered — without waiting for Open Enrollment in the fall.
You May Qualify for a Special Enrollment Period (SEP)
Have you lost coverage in the last 60 days?If yes, you're likely eligible for a Special Enrollment Period (SEP) — a short window that lets you apply for ACA health insurance immediately.
✔ You don’t need to wait for November✔ You can qualify even if you were denied before✔ Most people get major help paying for their plan
💡 Over 80% of people in Florida qualify for a discounted or FREE ACA plan.
Why You Shouldn’t Delay: The Hidden Costs of Being Uninsured
Staying uninsured puts your health and finances at risk:
🏥 Unexpected ER visits can cost thousands
💰 Medical debt is one of the top reasons people file for bankruptcy
🚨 No coverage means no access to free preventive care (like screenings and check-ups)
The worst part? If you miss your SEP window, you’ll likely have to wait until November — unless another qualifying event happens.
What ACA Plans Cover
All ACA-compliant plans include:
✅ Primary care✅ Emergency services✅ Hospitalization✅ Prescription drugs✅ Mental health✅ Preventive services (free checkups, cancer screenings, vaccines)
And YES — pre-existing conditions are 100% covered.
How I Can Help You Find the Right ACA Plan
I help people in Florida who:
Recently lost employer coverage
Have no current health insurance
Are confused about ACA options
Need help finding a plan that fits their health needs and monthly budget
My service is free. There’s no pressure — just clear, honest help to make sure you get the coverage you deserve.
📆 Act Now — Don’t Miss Your 60-Day Window!
If you’ve lost health insurance recently, you could miss your chance to enroll.
⏳ The 60-day SEP countdown starts the day you lose coverage.🚫 After that, you may be locked out until Open Enrollment.
📲 Let’s Get You Covered Today
Don’t wait. I’ll help you find an ACA plan that works for you.






