top of page

Sentium Health Insurance Advisors
Discover Health Plans
Insurance Options
Explore our range of health insurance policies tailored to meet your healthcare needs and financial situation. Learn how our plans provide quality care without straining your budget. Discover comprehensive coverage options and get covered today.
%20(2).jpg)


What to Do If Your Medicaid Was Cut Off or You Got a Redetermination Letter
Lost your Medicaid coverage or received a redetermination letter? Don’t panic — you may qualify for a $0 ACA health plan. Learn what to...
Jackson Pierre
Jul 33 min read


Aetna’s Exit from the ACA Market in 2026: What You Need to Know
In recent news, Aetna, one of the largest health insurance providers in the U.S., announced that it will no longer participate in the Affordable Care Act (ACA) marketplace starting in 2026. This significant change has left many consumers and industry professionals concerned about the future of their health insurance options. Here’s what you need to know about this shift and how it could impact your health coverage. What Does Aetna’s Exit Mean for ACA Marketplace Participants?
Jackson Pierre
May 94 min read


How to Keep the Same Protection as ACA Premiums Rise: Why Accident & Hospital Plans Are Your Safety Net
Rising Premiums Don’t Necessarily Mean Losing Coverage With ACA premiums increasing and enhanced tax credits set to expire after 2025, many Floridians are facing higher monthly costs. The typical initial response is: “If premiums increase, I’ll have to opt for a cheaper plan — even if it comes with a substantial deductible.” However, there is good news: You don’t have to lose your protection. You don’t need to downgrade your coverage. You can still safeguard your family — a
Jackson Pierre
38 minutes ago3 min read


Preparing for the Subsidy Cliff: How Low- and Middle-Income Americans Can Protect Themselves
In recent years, millions of Floridians have benefited from some of the most affordable health coverage in the history of the ACA. The American Rescue Plan Act (2021) and the Inflation Reduction Act (2022) temporarily increased federal premium tax credits (PTCs), allowing families to maintain historically low monthly premiums. These expanded subsidies are scheduled to expire at the end of 2025 . Without Congressional action, this could result in a significant increase in pr
Jackson Pierre
4 days ago4 min read


Discover Affordable Health Insurance Options
Finding the right health coverage can feel overwhelming, especially when trying to balance quality care with budget constraints. Fortunately, there are many affordable health coverage options available that can provide essential protection without breaking the bank. This guide will walk you through practical ways to secure health insurance that fits your financial situation and health needs. Understanding Affordable Health Coverage Options When searching for affordable health
Jackson Pierre
Nov 33 min read


2026 Health Plans Are Now Live
See what’s changing for 2026, why many people will pay more. The 2026 ACA Marketplace plans are live for preview. As temporary tax credits phase out in 2026, many households will see higher premiums—even on the same plan. The smartest move is to compare options before renewal to make sure you’re not overpaying. What’s Changing in 2026 For the last few years, enhanced tax credits expanded who qualified for help and how much help they received. In 2026, those enhancements are s
Jackson Pierre
Oct 292 min read


Finding Affordable Health Insurance Plans
Navigating the world of health insurance can be overwhelming, especially when trying to find a plan that fits your budget without sacrificing essential coverage. Health care costs continue to rise, making it crucial to understand how to secure low-cost health insurance that meets your needs. This guide will walk you through practical steps, tips, and insights to help you find affordable options and make informed decisions. Understanding Low-Cost Health Insurance Options When
Jackson Pierre
Oct 274 min read


Understanding Your Health Insurance Options
Choosing the right health insurance plan can feel overwhelming. With so many options, terms, and coverage details, it is easy to get lost in the jargon. However, understanding your health insurance options is crucial to making informed decisions that protect your health and finances. This guide will break down the basics of health insurance, explain different types of plans, and offer practical tips to help you find the best coverage for your needs. What Is Health Insurance a
Jackson Pierre
Oct 134 min read


Tips for Finding the Best Health Insurance Plans Nearby
Finding the right health insurance plan can feel overwhelming. With so many options available, it’s important to know how to choose a...
Jackson Pierre
Oct 63 min read


How to Navigate Health Insurance Plans Effectively
Choosing the right health insurance plan can feel overwhelming. With so many options, terms, and costs to consider, it’s easy to get lost...
Jackson Pierre
Sep 293 min read


Understanding the Basics of Health Insurance Options
Navigating the world of health insurance can feel overwhelming. With many plans, terms, and costs to consider, it’s important to...
Jackson Pierre
Sep 224 min read


ACA Premiums Could Spike – Here’s What That Means for You in 2026
ACA marketplace premiums are projected to jump around 15% in 2026—driven by expiring subsidies and rising healthcare costs. Major Premium...
Jackson Pierre
Jul 182 min read


Understanding Medicaid Eligibility in 2025
Millions of Americans depend on Medicaid for affordable healthcare. However, unlike traditional insurance, Medicaid isn’t something you...
Jackson Pierre
Jul 143 min read


How to Appeal a Medicaid Termination — And What to Do While You Wait
If you lost your Medicaid and think it’s a mistake, you can appeal. Here’s how to fight the decision — and how to stay covered while your...
Jackson Pierre
Jul 112 min read


Laid Off or Between Jobs? Here’s How to Stay Covered Without Breaking the Bank
Lost your job? Lost your job? Don’t lose your health coverage too. Learn the difference between COBRA and ACA plans and how to stay...
Jackson Pierre
Jul 102 min read


What Is Gap, Accident, and Hospital Insurance — And Do You Need It?
Understand the difference between accident, gap, and hospital indemnity insurance. Learn how these plans can protect your finances and...
Jackson Pierre
Jul 102 min read


Emergency Room or Urgent Care? Know What Your Plan Covers Before It Costs You
Not sure when to use urgent care vs. the ER? Learn the difference, how ACA health plans cover each, and how to avoid surprise bills in an...
Jackson Pierre
Jul 102 min read


What to Do If Your ACA Plan Doesn’t Cover Your Doctor
Just found out your doctor isn’t covered under your ACA health plan? Learn your options — and how to find a plan that fits your needs and...
Jackson Pierre
Jul 82 min read


The Hidden Costs in Health Insurance Plans — And How to Avoid Them
Think a low premium means affordable health insurance? Think again. Learn how to avoid hidden costs like high deductibles, coinsurance,...
Jackson Pierre
Jul 83 min read


How to Choose the Right ACA Plan: Bronze, Silver, or Gold?
Not sure whether to choose a Bronze, Silver, or Gold ACA health plan? Learn the differences in cost, coverage, and out-of-pocket expenses...
Jackson Pierre
Jul 82 min read
bottom of page